Welcome to Calcuary

Use our free Loan Eligibility Calculator India to find how much loan you can get based on your income, existing EMIs, age and CIBIL score. Check home, car, personal and education loan eligibility with FOIR rules and compare all four loan types in one place.

Use our free VAT Calculator to add VAT to a net price or remove VAT from a gross price. Pick a rate from 0%, 5%, 12%, 15%, 20% or 28%, or set your own, and see the net amount, VAT and gross amount with a rate comparison table.

Use our free TDS Calculator India to estimate TDS (Tax Deducted at Source) on salary, FD interest, rent and professional fees under Sections 192, 194A, 194I, 194J and 194-IB. See the TDS rate, threshold limit and net amount after TDS, with PAN and senior citizen options.

Use our free Section 80C Calculator India to find your total tax deduction under the Old Tax Regime. Enter your LIC premium, PPF, ELSS, EPF, home loan principal, tuition fees and more, and see your eligible deduction, remaining limit and estimated tax saved.

Use our free LTA Calculator India to find your Leave Travel Allowance exemption. See the actual exemption amount for domestic travel by air, rail or bus, and your estimated tax saving under the Old Tax Regime.

Use our free HRA Calculator India to find your House Rent Allowance exemption under Section 10(13A). See the three statutory rules side by side, the tax-free amount and your estimated tax saving.

Use our free Generation Calculator to find which generation you belong to, from the Silent Generation to Gen Alpha. Enter your birth year to see your generation, approximate age, defining traits and how it compares with the previous and next generation.

Use our free Puberty Calculator to predict when puberty is likely to begin based on age, gender, height, weight, and family history. See expected Tanner stage, growth spurt timing, and a personalized health guidance plan for parents and teens.

Use our free Conception Date Calculator to estimate when conception likely occurred based on your due date, last menstrual period (LMP), or ultrasound dating. Perfect for expectant mothers tracking their pregnancy timeline.

Use our free Pregnancy Due Date Calculator to estimate your baby's expected delivery date using LMP (Last Menstrual Period), conception date, or IVF transfer. See your trimester timeline, week-by-week milestones, and pregnancy progress — all in one place.

Use our free Chinese Zodiac Calculator to instantly find your Chinese zodiac animal from your birth year. Discover your element (Wood, Fire, Earth, Metal, Water), personality traits, yin-yang, best compatibility matches, and lucky details.

Use our free Zodiac Sign Calculator to instantly find your zodiac sign from your date of birth. Explore the zodiac element, ruling planet, symbol, lucky numbers, personality traits, compatibility matches and horoscope basics — all in one place.

Use our free Next Birthday Countdown to find out exactly how many days, hours, minutes and seconds are left until your next birthday. See your age turning, weekday of the birthday, zodiac sign and upcoming milestone birthdays.

Use our free Life Expectancy Calculator to estimate your lifespan from age, gender, BMI, exercise, sleep and habits like smoking or alcohol. See your healthy years, how each factor adds or cuts years, and get a personal improvement plan.

Use our free Retirement Calculator India to find the corpus you need, the monthly SIP required and your retirement countdown. See inflation-adjusted expenses, your corpus gap and the monthly income your savings can give after retirement.

Use our free Inflation Calculator India to find the future cost of your goals and the purchasing power loss over time. Pick a category like education, healthcare or property, and check your real return after inflation.

Use our free Capital Gains Calculator India to work out STCG and LTCG tax on stocks, mutual funds, property and gold. Check holding period, tax rate and net gains after tax in seconds.

Use our free Income Tax Calculator for FY 2025-26 to compare the old and new tax regime side by side. See your total tax, deductions and monthly in-hand salary instantly.

Use our free GST Calculator India to add GST to a price or extract it from a GST-inclusive total. Pick a rate from 0% to 28%, see the CGST, SGST and IGST split, and compare all GST slabs for the same amount.

Use our free Bond Calculator India to find the yield to maturity, clean and dirty price, duration and convexity of a bond. Test how RBI rate changes affect your bond value and check the post-tax return for taxable, tax-free and Sovereign Gold Bonds.